Accounting
Premiums, claims costs, and what each store owes.
Premiums collected
$32,845
All time
Claims paid
$7,494
Refunds and resend costs
Underwriting profit
$25,350
Loss ratio 22.8%
Outstanding receivable
$4,627
Premiums not yet remitted
Monthly P&L
Premiums against claim costs, last 4 months
| Month | Premiums | Refunds | Resend costs | Net | Loss ratio |
|---|---|---|---|---|---|
| May 2026 | $8,631.73 | $0.00 | $0.00 | $8,631.73 | 0.0% |
| Jun 2026 | $9,092.37 | $0.00 | $1,123.35 | $7,969.02 | 12.4% |
| Jul 2026 | $10,493.45 | $4,214.00 | $0.00 | $6,279.45 | 40.2% |
| Aug 2026(open) | $4,627.05 | $0.00 | $2,157.00 | $2,470.05 | 46.6% |
Store balances
What each store has collected and still owes Arrive
| Store | Platform | Premiums collected | Remitted | Balance owed | Loss ratio | Last remittance |
|---|---|---|---|---|---|---|
| Newport WJL | medusa | $15,049.16 | $12,573.03 | $2,476.13 | 14.3% | Aug 3, 2026 |
| Newport Watch Buyer | shopify | $7,979.44 | $6,969.29 | $1,010.15 | 48.9% | Aug 3, 2026 |
| Newport Watch Loans | shopify | $6,851.78 | $6,156.90 | $694.88 | 0.0% | Aug 3, 2026 |
| Peptide Club | shopify | $2,964.22 | $2,518.33 | $445.89 | 48.5% | Aug 3, 2026 |
| All stores | $32,844.60 | $28,217.55 | $4,627.05 | 22.8% |
Ledger
Most recent 30 entries
| Date | Store | Type | Memo | Amount |
|---|---|---|---|---|
| Aug 12 | Peptide Club | Premium | Protection premium — #14905 | +$5.67 |
| Aug 11 | Peptide Club | Premium | Protection premium — #14903 | +$2.97 |
| Aug 11 | Peptide Club | Premium | Protection premium — #14906 | +$11.18 |
| Aug 11 | Newport Watch Buyer | Premium | Protection premium — #1224 | +$123.64 |
| Aug 11 | Peptide Club | Premium | Protection premium — #14908 | +$0.98 |
| Aug 11 | Peptide Club | Premium | Protection premium — #14904 | +$2.84 |
| Aug 11 | Peptide Club | Premium | Protection premium — #14907 | +$11.21 |
| Aug 11 | Newport Watch Buyer | Premium | Protection premium — #1225 | +$200.25 |
| Aug 11 | Newport Watch Loans | Premium | Protection premium — #909 | +$222.50 |
| Aug 10 | Newport WJL | Premium | Protection premium — #2212 | +$180.00 |
| Aug 10 | Newport WJL | Premium | Protection premium — #2211 | +$280.00 |
| Aug 10 | Peptide Club | Premium | Protection premium — #14902 | +$0.98 |
| Aug 10 | Peptide Club | Premium | Protection premium — #14899 | +$19.85 |
| Aug 10 | Peptide Club | Premium | Protection premium — #14900 | +$8.97 |
| Aug 10 | Peptide Club | Premium | Protection premium — #14901 | +$19.86 |
| Aug 10 | Peptide Club | Premium | Protection premium — #14910 | +$7.41 |
| Aug 10 | Peptide Club | Premium | Protection premium — #14896 | +$7.11 |
| Aug 9 | Peptide Club | Premium | Protection premium — #14895 | +$11.21 |
| Aug 9 | Peptide Club | Premium | Protection premium — #14892 | +$4.26 |
| Aug 9 | Newport WJL | Premium | Protection premium — #2210 | +$472.50 |
| Aug 9 | Peptide Club | Premium | Protection premium — #14897 | +$9.63 |
| Aug 9 | Peptide Club | Premium | Protection premium — #14893 | +$4.46 |
| Aug 9 | Peptide Club | Premium | Protection premium — #14891 | +$8.90 |
| Aug 8 | Peptide Club | Premium | Protection premium — #14887 | +$8.60 |
| Aug 8 | Peptide Club | Premium | Protection premium — #14889 | +$7.47 |
| Aug 8 | Peptide Club | Premium | Protection premium — #14890 | +$5.00 |
| Aug 8 | Peptide Club | Premium | Protection premium — #14888 | +$11.61 |
| Aug 8 | Peptide Club | Premium | Protection premium — #14884 | +$4.56 |
| Aug 8 | Newport Watch Buyer | Premium | Protection premium — #1223 | +$153.00 |
| Aug 8 | Peptide Club | Premium | Protection premium — #14885 | +$8.60 |